Author ORCID Identifier
Prakash Dhavamani: https://orcid.org/0009-0007-6115-9735
Barney Tan: https://orcid.org/0000-0002-0687-9699
Daniel Gozman: https://orcid.org/0000-0002-7399-9201
Abstract
The development of a Fintech ecosystem offers significant socio-economic benefits, such as promoting financial inclusion, reducing transaction costs, improving efficiency, and increasing entrepreneurial activities. However, research on the initial establishment of Fintech ecosystems, especially in resource-constrained settings, is limited. This study, set in Visakhapatnam, India, examines the processes involved in establishing a frugal Fintech ecosystem. Our research extends the resource orchestration framework for frugal Fintech ecosystem development by introducing five unique sub-processes: bricolaging, prioritizing, emulating, extrapolating, and sandboxing. These sub-processes provide a comprehensive understanding of how resources can be managed and utilized effectively. For practitioners, our study offers an empirically based guide to the initial establishment of a Fintech ecosystem. Policymakers can use our framework to design and implement regulatory models tailored to their specific environmental uncertainties, fostering growth and sustainability in Fintech ecosystems.
Recommended Citation
Dhavamani, P., Tan, B., Gozman, D., & Johnson, L. (In press). Frugal Fintech Ecosystem Development: A Resource Orchestration Perspective. Communications of the Association for Information Systems, 55, pp-pp. Retrieved from https://aisel.aisnet.org/cais/vol55/iss1/26
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