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Communications of the Association for Information Systems

Author ORCID Identifier

Eden Samuel Parthiban: https://orcid.org/0000-0003-2045-941X

Mohd Adil: https://orcid.org/0000-0003-3907-0666

Abstract

AI-based Conversational Agents play a pivotal role in reshaping industries through automation and information exchange. Despite their prominence, gaps persist in tailoring CAs for optimal integration into businesses and society. Our study addresses this gap, focusing on CAs in banking, a crucial sector at the forefront of technological adoption. Through a mixed-method approach, combining scientometric techniques, Partial Least Squares Structural Equation Modeling, Necessary Condition Analysis, and Importance-Performance Mapping Analysis, we aim to understand the fit between banking CAs and consumer needs, by classifying, investigating, and isolating the necessary and important influencing elements contributing to the fit. The findings suggest that although three distinct factors relating to the individual (user), organization (banks), and system (CAs) play a role in the aforesaid integration, only organizational and systemic factors are crucial. Accordingly, our research contributes to information systems understanding and offers practical insights for stakeholders navigating the intricate dynamics of human-computer interaction.

DOI

10.17705/1CAIS.05516

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