Paper Number

1969

Abstract

The purpose of this research in progress is to investigate the potential impact of Cognitive Reflection Test (CRT) scores, temporal discounting, and risk preferences on crypto-assets adoption and non-adoption. This article, therefore, proposes a novel theoretical framework and hypotheses which can potentially improve the understanding of the financial behavior of crypto-assets adopters and non-adopters. Integrating the existing body of knowledge from Dual Process Theory, Theory of Discounted Utility and Prospect Theory enables us to use cognitive reflection scores, discount rates, and risk preferences as constituents of crypto-assets adopters and non-adopters. The intention of this research proposal is to test the soundness of our theoretical framework and hypothesеs and to enhance our theoretical framework and hypotheses, as well as overall paper, based on the conference feedback and our initial findings in the near future.

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