Unraveling the Role of Cyber Insurance in Fortifying Organizational Cybersecurity

Authors

Wojciech Strzelczyk
Karolina Puławska

Abstract

Cyberattacks pose significant threats to businesses, undermining their financial stability, operational continuity and data integrity. Though many people think that cyber insurance serves primarily to compensate victims in the event of a cyber incident, this article explores the three stages at which cyber insurance helps to improve an organization’s cybersecurity—(1) pre-purchase, (2) post-purchase and (3) post-cyberattack. Collectively, these stages allow cyber insurance to enhance a company’s overall cyber-risk management.

Recommended Citation

Strzelczyk, Wojciech and Puławska, Karolina (2025) "Unraveling the Role of Cyber Insurance in Fortifying Organizational Cybersecurity," MIS Quarterly Executive: Vol. 24: Iss. 1, Article 5.
Available at: https://aisel.aisnet.org/misqe/vol24/iss1/5