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Editors’ Comments
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Message from SIM
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How Everything-as-a-Service Enabled Judo to Become a Billion-Dollar Bank Without Owning IT
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How SME Watkins Steel Transformed from Traditional Steel Fabrication to Digital Service Provision
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How Instacart Leveraged Digital Resources for Strategic Advantage
Ting Li, Yolande E. Chan, and Nadège Levallet

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Self-Sovereign Identity and Verifiable Credentials in Your Digital Wallet
Mary Lacity and Erran Carmel