Track Chairs
Rainer Alt, Ph.D., Leipzig University
Ke-Wei Huang, Ph.D., National University of Singapore
De Liu, Ph.D., University of Minnesota

Track Description
Although the financial industry has been a pioneer in adopting information technology (IT) and many examples for core banking systems, electronic security exchanges and networks for transferring money exist, industry structures remained stable for many decades. The rise of innovative financial technology applications and business models under the umbrella term “FinTech” may be conceived as a wake-up call for many incumbents with numerous startup businesses having emerged since 2010. Meanwhile, FinTech is an established sector, which has created new forms of payment, financing, lending, and insuring. Many of these solutions have arrived in practice and reached the plateau of productivity. They feature platform-based business models as well as customer-oriented and crowd-based processes, which have reduced inefficiencies and have brought digital transformation to the finance industry.
Schedule

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2025
Sunday, December 14th

Banking-as-a-Service: Tradeoffs in Regulatory Risk and Bank Performance

Wei Dai, University of Georgia
Terence Saldanha, Univ of Georgia

Controllability in Algorithmic Decision-Making: Field Evidence from a Robo-Advisor

Subin Kim, KAIST
Daehwan Ahn, University of Georgia
Bong-geun Choi, Yonsei University
Jiyong Park, University of Georgia
Jinseok Yang, Fount Investment
Byungjoon Yoo, Seoul National University
Kyeongmin Yum, Seoul National University

Decentralized Processing

Hong Xu, Hong Kong University of Science and Technology
Kai-Lung Hui, HKUST
Bufan Sun, The Hong Kong University of Science and Technology

From Asset to Public Good: Measuring Bitcoin’s Success via Adoption Dynamics

Leonardo Maria De Rossi, Sda Bocconi School of Management
Michel Avital, Copenhagen Business School
Rob Gleasure, Copenhagen Business School
Michele Russo, Sda Bocconi School of Management

From Motivation to Execution: A Grounded Theory Study of the DeFi Transaction Intent Taxonomy

Qian'ang Mao, Nanjing University
Yuxuan Zhang, Nanjing University
Jiaman Chen, Nanjing University
Jiaqi Yan, Nanjing University

Impact of Usage-Based Insurance: Market Competition, Welfare, and Environmental Sustainability

Mei Xue, City University of Hong Kong
Cenying Yang, City University of Hong Kong

The Dark Side of Thank-you Notes

Sanghyun Park, Baruch College
Qiang Gao, Baruch College

The Future of Big Tech & Banking: A Platform Ecosystem Scenario Analysis

Padagnassou Simda, Federal Deposit Insurance Company (FDIC)
Gregory Gimpel, Georgia State University

The Ripple Effects of a Social Movement on P2P Lending

"Lavlin Agrawal", North Carolina Agricultural & Technical State University
Ciara Heavin, University College Cork
Chuck Lindsey, University at Buffalo
Raj Sharman, University at Buffalo, SUNY
Christian Tiu, University at Buffalo

Towards Safer Incentive-Based Crowdfunding: A Blockchain-based Approach

Anna Lena Hupe, University of Kassel
Ulrich Bretschneider, University of Kassel

Unveiling Market Insights by Deciphering CEO Interview Videos

Zhoudao Lu, The Hong Kong Polytechnic Universty
Lionel Z. WANG, The Hong Kong Polytechnic University
Ka Chung Boris Ng, Hong Kong Polytechnic University
Jingran Zhao, The Hong Kong Polytechnic University

Unveiling NFT Price Dynamics: The Interplay of Traits, Timing, and Social Signaling

Qirui Liu, Emory University
Rajiv Garg, Emory University