Cyber-security, Privacy and Ethics of IS
Loading...
Paper Number
2585
Paper Type
Completed
Description
We extend the routine activity theory (RAT) by developing the novel concept of proximity to identity. We theorize that individual’s personal information falls into four identity dimensions, including symbolic representation, personal identity, role identity and social identity. Building on this theoretical framework, we distinguish the level of proximity to identity created by three channels that can leak personal information, including individual online shopping activity, individual physical theft, and organizational data breach. Using a representative sample of 23,376 U.S. citizens, we find that individual online shopping activity and individual physical theft increase the probability of victimization that require low to medium proximity to identity, including credit and debit card fraud, other existing account fraud and new account fraud. We also find that organizational data breach increases the probability of all types of identity frauds and identity theft victimization.
Recommended Citation
Qian, Junjie (Henry) and Tanriverdi, Hüseyin, "Digital and Physical Mechanisms of Financial Frauds and Identity Theft" (2021). ICIS 2021 Proceedings. 12.
https://aisel.aisnet.org/icis2021/cyber_security/cyber_security/12
Digital and Physical Mechanisms of Financial Frauds and Identity Theft
We extend the routine activity theory (RAT) by developing the novel concept of proximity to identity. We theorize that individual’s personal information falls into four identity dimensions, including symbolic representation, personal identity, role identity and social identity. Building on this theoretical framework, we distinguish the level of proximity to identity created by three channels that can leak personal information, including individual online shopping activity, individual physical theft, and organizational data breach. Using a representative sample of 23,376 U.S. citizens, we find that individual online shopping activity and individual physical theft increase the probability of victimization that require low to medium proximity to identity, including credit and debit card fraud, other existing account fraud and new account fraud. We also find that organizational data breach increases the probability of all types of identity frauds and identity theft victimization.
When commenting on articles, please be friendly, welcoming, respectful and abide by the AIS eLibrary Discussion Thread Code of Conduct posted here.
Comments
07-Security