Abstract
The banking sector significantly lags in cloud adoption due to complex technical, stringent regulatory, and diverse organizational factors. Traditional strategic alignment models, often static, fail to capture the continuous, nuanced practices required for this transformation. This research introduces a new Aligning Trajectories Framework to conceptualize cloud adoption not as a static decision but as a dynamic, practice-based process of continuous alignment. Drawing on comparative case analysis within the Taiwanese banking sector, the study links strategic positioning (defender, analyzer, prospector) with distinct cloud strategies (infrastructure-led, platform-led, application-led). Preliminary findings identify three distinct evolutionary pathways: Reactive Aligning, focused on rapid, customer-facing SaaS deployment; Transformative Aligning, centered on large-scale IaaS and hybrid migration; and Integrated Aligning, which achieves holistic PaaS and multi-cloud convergence across business and IT. This framework provides actionable insights for financial institutions navigating legacy integration, regulatory compliance, and organizational restructuring, offering a vital shift from measuring alignment outcomes to understanding the practice of aligning.
Recommended Citation
Hwang, Yeun-Wei and Chang, Hsin-Lu, "A Strategic Framework for Cloud Adoption in Banking" (2026). Digit 2025 Proceedings. 1.
https://aisel.aisnet.org/digit2025/1