It is an unarguable fact that there exists a gender gap in access to financial services in developing countries. Lack of financial access leads to the inability of women to properly participate in both economic as well as social activities in their immediate societies. In this paper, we propose an investigation into how mobile phones can contribute towards financial inclusiveness and empowerment of female farmers in an insurgency-ravaged community in Nigeria. To this end, we propose an interpretive case study in order to understand the social context of mobile phone use by rural women who are engaged in farming activities, using Sen’s Capability Approach as our theoretical lens.