This article analyses the challenges of implementing a new electronic identification (eID) framework in Finland. We employ the theoretical lens of dialectics to explain how two opposing forces in the form of public and private actors, the government and banks respectively, engaged in a process of resistance and acquiescence. By interviewing the key organizations from both sides, we identify the rationale of the conflict, mechanisms that have led and may lead to further conflict, and the outcome. The root cause of the problems with the framework include the conflicting goals of the government and banks: the regulators’ interests to create more competition in the market, generate cost savings, decrease the dependence on banks vs. the objectives of the banks to maintain the status quo. Moreover, the framework implementation practices, such as the hard enforcement strategy, an inherent infrastructuring mindset of the government and communication problems, have considerably contributed to further conflict development. As a result, divergent views on the framework architecture and the pricing models are the outcomes of the confrontation. Our findings emphasize the importance of strategic and operational coherence in the governance of a changing ecosystem with a proprietary banking platform playing a role in a national eID scheme.
Bazarhanova, Anar; Smolander, Kari; and Lähteenmäki, Ilkka, (2019). "EXPLAINING AN E-IDENTIFICATION FRAMEWORK IMPLEMENTATION USING DIALECTICS". In Proceedings of the 27th European Conference on Information Systems (ECIS), Stockholm & Uppsala, Sweden, June 8-14, 2019. ISBN 978-1-7336325-0-8 Research Papers.