The distribution of smart home technology (SHT) in private households grows steadily and ena-bles disruptive business models. Besides the obvious advantage of more comfortability through the usage of SHT, the probability of residence-related risks such as fire, water leakage or bur-glary might decrease. In turn, insurance companies benefit from less insurance risks and more accurate actuarial models. Insurance companies already offer smart home devices combined with insurance products and assistance services, so called smart home-based insurances (SHBI). The research work at hand provides a theoretical model that partially explains the ac-ceptance of SHBI. Its research contribution is threefold. First, an explanatory model for the ac-ceptance of SHBI is presented. Second, the results of a survey with 127 participants provide the data for the hypotheses evaluation. Third, the analysis results foster discussions about ongoing research in the field of SHBI acceptance.
Eggert, Mathias, (2019). "UNDERSTANDING THE ACCEPTANCE OF SMART HOME-BASED INSURANCES". In Proceedings of the 27th European Conference on Information Systems (ECIS), Stockholm & Uppsala, Sweden, June 8-14, 2019. ISBN 978-1-7336325-0-8 Research Papers.