Abstract
The financial sector is always looking for new services delivery platforms to improve customer confidence and satisfaction. To achieve this, the banking service delivery platform must provide end-to-end security to safeguard the financial information exchanged between the bank and the customer. Today a number of banks offer mobile banking service to their customers. However, still banks have been adopting the generic user authentication systems that were developed for the desktop environment based on two-factor authentication with a number of user intrusive activities. This paper presents a novel authentication and authorization framework for secure mobile banking applications based on the user SIM and mobile credentials.
Recommended Citation
Rajarajan, Muttukrishnan, "Novel framework for secure mobile financial services" (2012). AMCIS 2012 Proceedings. 18.
https://aisel.aisnet.org/amcis2012/proceedings/Posters/18
Novel framework for secure mobile financial services
The financial sector is always looking for new services delivery platforms to improve customer confidence and satisfaction. To achieve this, the banking service delivery platform must provide end-to-end security to safeguard the financial information exchanged between the bank and the customer. Today a number of banks offer mobile banking service to their customers. However, still banks have been adopting the generic user authentication systems that were developed for the desktop environment based on two-factor authentication with a number of user intrusive activities. This paper presents a novel authentication and authorization framework for secure mobile banking applications based on the user SIM and mobile credentials.