IT adoption within SMEs has been covered extensively within literature, most of which have considered IT adoption from narrow perspective such as drivers and barriers of IT adoption. IT adoption is better defined as a process which involves organisation and its components, stakeholders external to the organisation, and interactions within organisation and between organisation and its stakeholders. This paper uses multi perspective in IT adoption to build model of IT adoption. A field study involving 35 Indonesian SMEs was conducted in the form of semi structured interviews. The result from this field study were analysed and used to refine the proposed model.