Abstract

Each day cybercrime attacks are getting more frequent, dangerous and sophisticated. In 2016 the FBI’s Internet Crime Complaint Center received 1,408,849 complaints and a reported loss of $4.63 billion. The concept of cybercrime is complex, and as such the drive to overcome the problem is very difficult. However, the continual escalation of cybercrimes can have a negative impact on businesses and by extension the economies of countries. As a result, it is imperative that measures be identified to overcome the problem. Hence, this study seeks to propose a research model which can be used to evaluate the significance of cybercrime in deterring the use of e-banking in the financial sector. It is hoped that the proposed research model will influence other researchers to conduct empirical research in their context.

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