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Schedule
	Adoption of Cloud Computing by SMEs in India: A study of the Institutional Factors Jyoti M. Bhat, Indian Institute of Management Bangalore
	Assimilation of Social Media: Researching Challenges to Adoption Hritik Gupta, Manchester Business School Brian Nicholson, Manchester Business School Michael Newman, Manchester Business School
	Barriers to Mission-Critical Open Source Software Adoption by Organizations: A Provider Perspective Placide Poba-Nzaou Prof, University of Quebec in Montreal Sylvestre Uwizeyemungu, University of Quebec in Trois-Rivières
	Cloud-Computing in Banking Influential Factors, Benefits and Risks from a Decision Maker's Perspective Philipp Rieger, Neu-Ulm University of Applied Sciences Heiko Gewald, Neu-Ulm University of Applied Sciences Bernd Schumacher, KPMG
	Consumer Learning to Promote Behavioral Intention Toward IT Innovation: Is Word of Mouth Needed? Lin Jia, Auburn University Main Campus Dianne Hall, Auburn University Main Campus
	Environmental Pressure on Software as a Service Adoption: An Integrated Perspective LeeAnn Kung, Auburn University Main Campus Casey Cegielski Dr., Auburn University Main Campus Hsiang-Jui Kung Dr, Georgia Southern University
	Exlporing Healthcare Professionals' Resistance to Using Wireless Communication Technology Paola A. Gonzalez, School of Business, Queen's University - Kingston, Ontario Yolande E. Chan, School of Business, Queen's University - Kingston, Ontario
	Mobile Application Development Platform Adoption: A Grounded Theory Investigation Jaeki Song, Texas Tech University & Sogang University Hyoungyong Choi, Sogang University Jeff Baker, American University of Sharjah Anol Bhattacherjee, University of South Florida
	Understanding the Impact of Individual Creativity with Information Technology upon the Deep Usage of IT Systems Colleen Schwarz, University of Louisiana at Lafayette Andrew Schwarz, Louisiana State University Tracey E. Rizzuto, Louisiana State University and Agricultural & Mechanical College Jason Bennett Thatcher, jthatch@clemson.edu Wynne Chin
	Why People Reject or Use Virtual Processes: A Test of Process Virtualization Theory Bilal Balci, Goethe University Frankfurt Daniel Grgecic, Goethe University Frankfurt Christoph Rosenkranz, Goethe University Frankfurt